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Fractional CFO & Financial Strategy

The financial clarity your business has been missing.

We work with businesses doing $1M–$20M in revenue that need strategic financial leadership without the cost of a full-time CFO.

✓ No long-term retainer required ✓ First call free
What we typically find
Cash flow timing misaligned with growth spend
Pricing not reflecting true delivery cost
No forward-looking financial model
Owner has no reliable monthly number to run on
Services

Four ways we work with clients.

01

Fractional CFO

Monthly engagements. Financial model ownership, board reporting, fundraise support, and the strategic financial voice your leadership team is missing.

02

Financial audit

90-day engagement. We go through your books, pricing model, payroll structure, and vendor contracts. You get a full analysis with priority fixes.

03

Cash flow modeling

Build the financial model your team can actually run on. 13-week cash flow, monthly P&L forecast, and a dashboard that tells you where you are in real time.

04

Pricing strategy

Most businesses are undercharging and don't know it. We model your true delivery cost, market positioning, and build a pricing architecture that actually pays you.

Case studies

Results from clients like you.

Construction management firm
+$0K
Annual profit increase after repricing three service lines and restructuring subcontractor billing. Engagement: 6 months.
Marketing agency
0%
EBITDA improvement in 90 days from identifying $210K in recurring vendor overhead that had no corresponding deliverable. Engagement: audit project.
Physical product brand
$0M
Series A raised at a $7M valuation after we built the financial model and prepared management for diligence questions. Engagement: fractional CFO, 8 months.
Recent Insights

From the Harbor desk.

Financial planning chart
Cash flow
Why your P&L is lying to you — and how to read what actually matters
Most small business owners run on their profit & loss report. Here's why that's dangerous, and what to track instead.
Read →
Pricing strategy whiteboard
Pricing
The hidden cost most service businesses forget to price in
If your margins feel thin even when revenue is good, there's likely a category of cost you've never explicitly accounted for.
Read →
Financial advisor meeting
Fundraising
What investors actually look at before they commit — the diligence checklist most founders don't see
After helping a dozen small businesses through raises, here's the financial infrastructure that consistently makes or breaks deals.
Read →
Book a consultation

First call is free. Always.

We'll spend 45 minutes understanding your business. If there's a fit, we'll propose an engagement. If there isn't, we'll tell you that too.

H
Harbor Advisory · Daniel Chen
45-min free consultation · Video or phone
This week

TrueWright wires this to Calendly, Acuity, or Cal.com — per client requirements

[email protected] · Denver, CO

This is a TrueWright INTERMEDIATE TIER mockup.
Multi-section design + scroll polish + working booking widgets. On a real client site, we wire: Calendly/Cal.com intake, document portals, ACH invoicing, prospect CRM integration.
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Stop running your business blind.

One conversation usually pays for itself.

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